Need hotel loans in Round Rock? You're managing a capital-intensive asset in a market squeezed between Austin's overflow demand and Georgetown's tourist traffic, where occupancy swings with Dell hiring cycles and I-35 construction schedules can drain reserves fast.
How it works
Hotel business loans require underwriters who read RevPAR trends, franchise agreements, and seasonal ADR curves, not just tax returns. Round Rock's hospitality market serves corporate extended-stay guests near the Dell campus, weekend sports families visiting Round Rock Express games at Dell Diamond, and travelers using the city as an affordable alternative to downtown Austin hotels. Lenders evaluate your trailing twelve-month STR reports, brand affiliation, and whether your property sits in the Brushy Creek corridor or closer to University Boulevard's commercial density. We broker hotel financing options that align with your asset class, whether you operate a 60-key limited-service property off I-35 or a full-service conference hotel near La Frontera, and present your story to lenders who fund Texas hospitality.
Loan programs
Looking for a loan to buy hotel property? SBA 7(a) loans allow up to 90% financing on hotel acquisitions when the operator will owner-occupy and the property meets franchise and condition standards.
Permanent hotel mortgage financing typically requires 25-30% down, but terms stretch ten to twenty-five years. We broker loan hotel transactions for refinance, cash-out to fund renovations, or acquisition of stabilized properties in Cedar Park and Pflugerville, connecting you with portfolio lenders who understand the Round Rock submarket's occupancy drivers.
Hotel bridge loans cover the gap between purchase and permanent financing or fund urgent capital improvements before a brand inspection. When summer tournament season ends and October occupancy dips, working capital lines keep payroll and utilities current without cannibalizing your operating account.
We analyze your trailing STR, franchise requirements, and capital stack, then broker your hotel financing to the two or three lenders most likely to approve your scenario at competitive terms. You receive a single point of contact instead of filling out six applications yourself.
Aldergate Capital Group 525 Round Rock West Dr, Round Rock, TX 78681 (737) 477-3922
Serving the Round Rock area
We know which lenders fund which kinds of Round Rock businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
